"Your decision about Medicare prescription drug coverage depends on the kind of
health care coverage you have now. There are two ways to get Medicare
prescription drug coverage. You can join a Medicare prescription drug plan or you
can join a Medicare Advantage Plan or other Medicare Health Plan that offers drug
coverage.
Whatever plan you choose, Medicare drug coverage will help you by covering
brand-name and generic drugs at pharmacies that are convenient for you.
Like other insurance, if you join, generally you will pay a monthly premium, which
varies by plan, and a yearly deductible. You will also pay a part of the cost of your
prescriptions, including a copayment or coinsurance. Costs will vary depending on
which drug plan you choose. Some plans may offer more coverage and additional
drugs for a higher monthly premium. If you have limited income and resources, and
you qualify for extra help, you may not have to pay a premium or deductible."
-medicare.gov
Call toll free at 800-392-8592
|